The Role:
As a member of the of the underwriting team, you will be responsible for the day-to-day flow queue management. We are looking for someone who can undertake assessments, make appropriate and fair lending recommendations and decisions on applications, demonstrating an in-depth knowledge of unsecured and secured lending to SME, in line with the risk appetite of the business.
Responsibilities will include (but not limited to):
* In depth credit analysis and assessment of funding requests
* Negotiating terms (security/pricing)
* In life management and restructuring of credit facilities
* Supporting the sales and management teams
Role requirements:
* Experience of lending in, and a broad understanding of the UK SME market
* Strong understanding and ability to interpret financial accounts, bank statements and credit bureau reports.
* Analytical and methodical thinking, with a natural ability to be curious
* Excellent time management skills with the ability to manage and prioritise your own workload
* The ability to provide constructive challenge to our lending decisions, policies, and procedures where appropriate, to ensure the customer remains at the heart of what we do
* Strong internal and external stakeholder management
Details and Benefits:
* Duration: Permanent
* Employment Type: Full Time
* Location: North West London (Finchley Road Station)
* Start Date: ASAP